Commercial Insurance in North Cyprus

Coverage for businesses for protection against potential losses through unforeseen circumstances like theft, liability, property damage.

Commercial Insurance

What is commercial insurance?

Coverage for businesses for protection against potential losses through unforeseen circumstances like theft, liability, property damage.

Even if you have a successful business, disaster could strike at any moment and force you to shut your doors. Companies typically carry insurance to mitigate the risk of unforeseen damage.Good luck and positive thinking will probably not protect your business from losses. Unfortunately, bad things happen to the most conscientious business owners. That is why you need insurance. Like the following examples, if you can reasonably imagine it happening to you, it might.

  • You arrive at work one morning to find that all of your computer equipment has been stolen.
  • One of your warehouse employees has been taking electronic equipment and selling it from his house.
  • While driving a client from the airport to a meeting, one of your employees hits a guardrail and injures herself and the client.
  • The building where your business is located is damaged in a fire; the damage to the building and your equipment keeps you from operating for three months. Between lost profits and continuing business expenses you lose 150,000 EUROS.
  • One of your employee’s leaves on a coffee maker and it burns down the building where you lease office space.

Main Guarantees

• Fire, lightning, explosion
• Storm
• Internal Water
• Land Vehicles Shock
• Aircraft Shock
• Debris Removal Costs (4% of the total insurance cost)
• Smoke
• Landslide
• Strike, Lockout, Civil commotion, are malicious acts, Terrorism
• Fire Responsibility (tenant / Malik, neighborhood)
• tenant-Maliki Rent Loss
• Alternative Land Charges
• Theft in fixed assets in the Commercial Building
• Temporary Address Transplant
• Business Interruption
• Filling
• Theft
• Glass Breakage

Additional Coverages

• Vessels Shock
• Flood-Inundation
• Cash Theft (cash collateral Included)
• Fidelity
• Carrying Money
• Electronic Devices (First Fire Basis with)
• Electric Damage
• 3rd Party Liability (lift use included)
• For professional liability (Pharmacy Operations Branch)
• Employers liability
• Missing Insurance
• Lack of insulation
• Insurance Summit 7/24 Help
• Personal Accident Insurance

For a free quotation, Contact Us on +90 392 444 3782, email us on info@estainsurance.com and one of our friendly customer representatives will get back to you.